Post Office Loan Scheme: Now you will be able to easily take loan at low interest from Post Office, know how to apply.
Post Office Loan Scheme: Do you also want to take a loan from the post office, if you suddenly need money and do not see any way, then instead of breaking any of your plans, you can take a loan from the post office RD. can be completed.
Now to get loan from post office
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In the present times we may need a loan anytime. In such a situation, many times we are not able to get a loan at the right interest rate and in the end we have to take a loan at a higher interest rate. Now we are going to tell you about a scheme with the help of which you can easily get a loan and that too at a very low interest rate. “Post Office Loan Scheme” Yes, you heard it right, now you can get loan from post office also.
Post Office Loan Scheme
Now you can withdraw your Fixed Deposit (FD) made by you in the post office or
You can get loan against recurring deposit (RD).
All account holders of Post Office Bank can avail this facility.
To avail this loan facility, you must have an FD or EPF account in a post office bank.
There is no requirement of collateral in this loan scheme
That means we do not have to pledge anything for this loan.
The post office provides you loan on the basis of FD made by you.
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Documents required for Post Office Loan Scheme
To apply for Post Office Loan Scheme you will need the following documents-
- Aadhar Card/PAN Card/Voter ID Card/Driving License of the applicant.
- Post Office Savings Account Passbook.
- Original passbook of FD or EPF account.
- Passport size photograph.
- Mobile NumberPost Office Loan Scheme
Post Office Loan Scheme Eligibility
To take loan from Post Office Loan Scheme, it is mandatory for the applicant to have an account in Post Office Bank.
Along with this, Post Office Bank provides loan against RD/FD or EPF,
Therefore it is necessary to have one of these in the applicant’s bank account.
Along with this, the age of the applicant should be 21 years or more.
It is also necessary for the applicant’s Aadhaar card to be linked to the mobile number.
Post Office Loan Scheme Interest Rate
Post Office Loan Scheme provides us loan on the basis of FD or EPF. Post office also offers us 10% interest rate on FD or EPF. If we take a loan from the post office, we have to pay 1% interest rate. But if we get a loan from the post office, then in that case we do not get 10% interest on the FD or EPF made by us. Thus we get an interest rate of 11%.Post Office Loan Scheme
How to apply for post office scheme?
- To apply online for loan from India Post Payment Bank
Follow our information given below step by step. - To get a loan, first of all you have to go to the official website of India Post Payment Bank.
- Later you will have to open the home page of this website.
- As soon as you open the home page, you will see the menu option there.
- Later on the next page you will find Service Request > Non IPPB Customers >
Doorstep Banking option will appear, you have to click on it. - As soon as you click on it, a new page will open in front of you.
- Now on this page you will see the option of personal loan, you will have to press on this icon.
- After clicking, an application form will open in front of you which has been carefully prepared.
- After filling the application form carefully you will see the submit option, you will have to click on that icon.
- You have to press and submit your form. Post Office Loan Scheme
After submission, you will get a request number from the bank, you will have to keep it safely.