PM Svanidhi Loan Yojana 2024 : Under PM Swanidhi Loan Scheme, the government is giving loans ranging from ₹ 10000 to ₹ 50000, know the application process.
PM Svanidhi Loan Yojana 2024: The government gives subsidy on loans available under the Pradhan Mantri Swanidhi Yojana. Many types of schemes are run by the Central Government for common citizens. A similar scheme is being operated at present also, yes! Yes, we are talking about Pradhan Mantri Swanidhi Yojana through which common traders and common people can take loans to expand their business. Who can avail the benefits of this scheme and who can apply for it, we are giving detailed information about all this here.
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PM Svanidhi Loan Yojana 2024 Prime Minister Narendra Modi is scheduled to address the beneficiaries of PM Swanidhi Loan Scheme 2024 at the Jawaharlal Nehru Stadium today. Under this scheme, small businessmen are given free loans at no interest rate. Today, loans will be given to one lakh street vendors including 5000 street vendors of Delhi. This is going to be a golden opportunity for them, in this loan ranging from ₹ 10000 to ₹ 50000 will be made available without any interest rate.
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A total of more than 62 lakh street vendors have benefited from PM Svanidhi Loan Yojana 2024. Under the PM Swanidhi Loan Scheme, till now loans have been provided to more than 62 lakh street vendors across the country, the total amount of which is more than Rs 10,978 crore. Nearly 2 lakh loans have been provided in Delhi, amounting to Rs 232 crore. If you also want the benefit of this scheme, then read this article completely and apply for it.
Objective of PM Swanidhi Loan Scheme?
PM Svanidhi Loan Yojana 2024 is a government scheme launched by the Central Government. The main objective of this scheme is to provide loans to small traders, street vendors and other small businesses. This scheme especially benefits those people who fall in BPL category and run small business. Under this, eligible beneficiaries can avail loan from Rs. 10000 to Rs. Loan up to Rs 50000 is given, that too without any interest rate, the most special thing about this scheme is that if you repay the loan amount on time then you will not get any kind of loan. , No interest will have to be paid. This scheme provides financial assistance to small businesses and gives them an opportunity to grow and aims to make them self-reliant.
Benefits of Pradhan Mantri Swanidhi Loan Scheme
- Financial assistance: Pradhan Mantri Swanidhi Loan Scheme to small traders
- Provides facility to obtain small loans.
- Under this scheme, work is done to advance business activities and
- They also get a chance to get financial assistance.
- Interest Free Loan: Financial received under Pradhan Mantri Swanidhi Loan Scheme
- You do not have to pay any kind of interest on the assistance.
- Loan amount: Loan ranging from ₹10000 to ₹50000 is given in this scheme.
- Which is for small traders and street vendors.
- One year period: Businessmen under Pradhan Mantri Swanidhi Loan Scheme
- A period of 1 year is given to repay the loan.
- If the beneficiary returns the loan in this 1 year then he will not have to pay any interest.
- Easy Application Process: The entire process of applying for Pradhan Mantri Swanidhi Loan Scheme is very simple,
- For this you have to follow the steps given below.
Eligibility for Pradhan Mantri Swanidhi Loan Scheme?
Following are the eligibility criteria for PM Svanidhi Loan Yojana 2024:
PM Svanidhi Loan Yojana 2024Street vendors – who have been excluded from the ULBBuild identification survey or who have started vending after completion of the survey, and have been issued a Letter of Recommendation (LoR) to this effect by the ULB/Town Vending Committee (TVC).
Street vendors must have vending certificate/identity card issued by the Urban Local Body (ULB).
Vendors from surrounding development/peri-urban/rural areas – who are vending within the geographical limits of the ULB and have been issued a Letter of Recommendation (LoR) to this effect by the ULB/TVC.
Vendors – For those who have been identified in the survey but have not been issued vending certificate/identity card, a provisional certificate of vending will be generated through an IT based platform.
For more information applicants can visit the official website.
PM Swanidhi Loan Scheme Required Documents(Required Documents For PM Swanidhi Loan Scheme)
Following is the list of documents required to apply for PM Svanidhi Loan Yojana 2024:-
- Vending Certificate/Identity Card issued and verified by ULB or TVC/
- letter of recommendation
- Identity proof and address proof by any one of the following:
- Aadhar card
- Voter ID Card
- ration magazine
- driving license
- PAN card
- MNREGA card
How to apply for PM Swanidhi Loan Scheme?
Application for PM Svanidhi Loan Yojana 2024 can be done through its official website, all the information is given below:
- First of all you have to go to the official website of PM Swanidhi Loan Scheme 2024.
- Now you have to complete the registration on the home page of the scheme.
- After clicking on the Apply Loan option, a new page will open in front of you.
- Where you will be asked for your mobile number.
- After entering the mobile number you have to enter your captcha code below.
- Then you have to click on Request OTP.
- After this you have to enter OTP and click on the login button.
- After this an application form will open.
- Which you will have to fill carefully.
- After filling the application form properly, you have to upload all the required documents.
- Finally you have to click on the submit button below.
- After this he will have to take a print out of the form.
- After taking the print out, collect all the necessary documents and deposit them in your nearest bank.
- After approval by the bank, the loan will be given to you.
- In this way you can apply for this scheme.